Flexible Credit for SMEs in Nigeria
Running low on cash flow?
The MoneyTrust Business Overdraft is a flexible short-term financing solution designed to help small business owners meet urgent working capital needs. This revolving line of credit allows you to access extra funds directly from your business account—whenever you need them.
✅ Why Choose a Business Overdraft from MoneyTrust?
- Flexible Access to Funds – Draw funds as needed from your approved overdraft limit.
- Affordable Interest – Only pay 5% monthly on debit balances, calculated daily.
- Quick Approval Process – Fast access to cash when your business needs it most.
- Rollover Option Available – Extend your facility based on performance and need.
📌 Who is Eligible?
Our overdraft facility is ideal for:
- Small and medium-sized enterprises (SMEs)
- Business owners with verifiable and consistent cash flow
- Companies that need to bridge short-term gaps in working capital
📝 Application Requirements
To apply for a MoneyTrust Overdraft, submit the following:
- 6-month business bank statement or proof of active business cash flow
- Valid means of identification (Driver’s License, Passport, or National ID)
- Business verification documents (CAC certificate, utility bill, etc.)
- Proof of location: Must have operated from current location for 6+ months or provide evidence of continuity
- Insurance coverage may be required depending on loan terms
- Other documents as requested for due diligence
💼 Loan Details
Overdraft Limit: Up to ₦1,000,000 based on business performance and account history
Interest Rate: 5% monthly on debit balance, calculated daily
Tenor: 3 months with option to renew based on creditworthiness and account performance
🚀 Bridge Your Cash Flow Gaps with a Business Overdraft Today
Don’t let a temporary cash shortfall slow you down.
Access quick, flexible funding with the MoneyTrust Overdraft Facility and keep your business moving.
