Empowering Young Nigerian Entrepreneurs
Affordable Business Financing for Youth Aged 18–35
At MoneyTrust Microfinance Bank, we’re passionate about fueling the entrepreneurial dreams of Nigerian youth. The Youthpreneur Loan is a dedicated funding solution for young innovators and small business owners aged 18 to 35—helping you launch, grow, or scale your venture with flexible and affordable financing.
Loan Purpose – Built for Aspiring Young Founders
Whether you’re starting your hustle or growing your brand, the Youth Business Loan supports:
- Purchase of inventory, equipment, or business tools
- Rental of shop, office, or production space
- Investment in branding, marketing, and digital presence
- Working capital for day-to-day operations
- Expansion of trades, creative industries, or agro-based businesses
✅ Eligibility Criteria
You qualify for the Youthpreneur Loan if you:
- Are between 18 and 35 years old
- Own a registered business or have a viable business plan
- Are a Nigerian citizen residing in Nigeria
- Can show evidence of income or sustainable business potential
- Are open to undergoing a business assessment (if needed)
Application Requirements
To apply for the Youthpreneur Loan, submit:
- Valid government-issued ID (National ID, Voter’s Card, Driver’s License, or Passport)
- Recent passport photograph
- Utility bill or proof of current address
- 6-month bank statement or cash flow proof
- Business registration certificate (if registered)
- Guarantor(s) or applicable collateral
- Post-dated cheques matching your loan tenor
- Optional business plan (recommended for start-ups)
Loan Details
Loan Amount: Up to ₦2,000,000 (based on capacity and business strength)
Interest Rate: 4% monthly (Enjoy a 1% youth discount off the standard rate)
Loan Tenor: 3 to 12 months, with rollover options (subject to eligibility)
Repayment: Monthly, on a reducing balance structure
Collateral Options:
Movable business assets or stock
Inventory hypothecation
Fixed deposit lien (if available)
Group or personal guarantees
Why Choose the Youthpreneur Loan?
🔥 Designed exclusively for young entrepreneurs and innovators
✅ Easy requirements, even for informal or early-stage ventures
⚡ Fast loan approval and dedicated support
💸 Special 1% interest rate discount to support youth-led businesses
📚 Access to add-ons like business training, savings plans, and micro-insurance
🛡️ Regulated by CBN and insured by the NDIC
Start Strong. Grow Smart. Own Your Future.
Don’t let funding hold you back. Access the capital, tools, and support you need to make your business idea a reality.
