Personal Loan

The product is designed to help customer meet up with urgent personal financial needs while repayment is made over a period.

Some of the uses for the facility could be for school fees payment, house rent payment, assets acquisition and other utility bills payment.

This loan is for customers with regular and verifiable streams of income either as salaries or any other regular incomes.


The following documents are required along with your Personal Loan application:

  • Personal Identity proof (copy of passport/voter ID card/driving license)
  • Post-dated cheques to cover the period of loan.
  • Recent Passport photograph.
  • Home Address proof (copy of passport/voter ID card/driving license/Aadhaar)
  • Bank statement of previous 6 months (Passbook of previous 6 months
  • Evidence of regular income.
  • Guarantors may be required.

Up to N1million (based on salary capabilities) @5% Monthly


1 to 6 months.